Unraveling the Mystery of Investing in Notes inside Self-Directed IRAs

Buying Notes Secured by Deeds of Trusts or Mortgages

What does that mean?  What are the benefits of buying notes?  How can you get started?  Our guest describes it as “Dancing between property and paper.”  Dawn Rickabaugh is the owner of NQ Capital (NoteQueen.com), a small, family-operated investment company that buys both property and paper.  She buys seller-financed notes across the country and helps others get started investing in promissory notes secured by deeds of trust, too.  She also buys & sells real estate in Carson City, Nevada (Reno-Tahoe area), and consults in real estate transactions that involve owner financing.  

Investing in Notes Inside Self-Directed IRAs or 401(k)s

Self-Directed IRA and Individual 401(k) Plan account owners have become increasingly frustrated with Wall Street.  Real estate investors want to invest in what they know, understand, and love – real estate.  And yet, so many IRA Custodians only allow stocks, bonds, and mutual funds as investment vehicles.  

Investors want options, choices, especially when it comes to real estate.  Investing in promissory notes secured by real estate – often referred to as buying paper – inside of a Self-Directed IRA and Individual 401(k) Plan is one such option.  You can buy and invest in real estate, deeds of trust, mortgages, promissory notes and other “paper” inside Self-Directed IRAs and Individual 401(k) Plans.  Join Dawn Rickabaugh and host Bill Exeter as they unravel this mystery today! 

 

Email your Self-Directed IRA and Individual 401(k) Plan questions to ASK@exeterco.com and we’ll address them in our next episode.

Investing in Promissory Notes Secured by Deeds of Trust and Mortgages Inside a Self-Directed IRA or Individual 401(k) Plan

Next Episode of Go Ahead, ASK! Podcast 

Join us on the next episode of Go Ahead, ASK Podcast as we unravel the mystery of investing in Delaware Statutory Trusts (DSTs) as replacement property options for 1031 Exchanges.  You can email your Delaware Statutory Trust (DST) questions to ASK@exeterco.com or call (619) 239-3091 and we'll cover them on the Podcast. 

Unraveling the Mystery of California Proposition 19 by Go Ahead, ASK Podcast

California Property Taxes Get More Complicated 

Property taxes get more and more complicated, especially in the state of California.  California Proposition 19 was passed by voters in November 2020.  Proposition 19 has significant negative effects on the transfer of real estate – both primary residences and rental or investment property – to children and grandchildren.  

Unraveling the Mystery of California Proposition 19

The Exeter Group Unravels the Mystery of California Proposition 19 on Go Ahead, ASK! Podcast.  The discussion includes how California Proposition 19 impacts current California property tax laws, including the Parent to Child (Prop 58), Grandparent to Grandchild (Prop 193) and Senior Exclusion from Reassessment (Prop 60 and Prop 90).  

Join expert guests Tony Krvaric, President and CEO, Krvaric Capital, and Jordan Marks, Esq., Taxpayer Advocate, San Diego County Assessor/Recorder/County Clerk for an in-depth discussion of California Proposition 19. Email your questions to ASK@exeterco.com and we’ll address them in our next episode.

California Proposition 19

Next Episode of Go Ahead, ASK! Podcast 

Join us on the next episode of Go Ahead, ASK Podcast as we unravel the mystery of investing in notes inside Self-Directed IRAs and Individual 401(k) Plans (Solo Ks).  You can email your note or paper investing questions to ASK@exeterco.com or call (619) 239-3091 and we'll cover them on the Podcast.  

Unraveling the Mystery of Commercial R.E. in Illinois & Beyond on Go Ahead, ASK!

Investing in Chicago Illinois Commercial Real Estate 

Have you considered investing in commercial real estate in Chicago, Illinois or beyond?  Are you thinking about selling commercial real estate in another state and repositioning in the greater Chicago, Illinois real estate market?  

Alex Ruggieri with SVN Ramshaw Real Estate

Alex Ruggieri with SVN Ramshaw Real Estate and with NexTrend Securities, Inc. has over 40 years in the real estate brokerage business and can help shed some light on the commercial real estate market in Illinois for investors looking to get into the market.  He also has experience in Delaware Statutory Trusts or DSTs.  

Unraveling the Mystery of Commercial Real Estate in Illinois 

Commercial real estate investments can be extremely complex transactions.  Questions like what type of investment real estate should you buy?  What geographic areas should you explore?  What commercial real estate asset classes are doing well and those that are not doing well?  

Lauren Speidel, Regional Manager, Midwest Regional Office, and Bill Exeter, President and CEO, Exeter 1031 Exchange Services, LLC interview Alex Ruggieri to demystify these questions and focus on the commercial real estate investment markets in Illinois.  

Discussion includes commercial real estate investment areas/sectors in Illinois, asset classes/geographic areas seeing the most growth and those that are underperforming in Illinois, commercial real estate trends in Illinois and beyond, using Delaware Statutory Trusts (DSTs) in a real estate investors portfolio, and why investors might want to consider investing in commercial real estate in Illinois. 

Commercial Real Estate in Chicago, Illinois and Beyond

Next Episode on Go Ahead, ASK! Podcast

Join us on the next episode of Go Ahead, ASK Podcast as we unravel the mystery of  California Proposition 19 with Jordan Marks, Esq., Taxpayer Advocate, San Diego County Recorders/Assessors Office, and Tony Krvaric with Krvaric Capital.  You can email your Proposition 19 questions to ASK@exeterco.com or call (619) 239-3091 and we'll cover them on the Podcast.  

Unraveling the Mystery of Net Lease Properties (NNN) on Go Ahead, ASK!

The Terrible "T's" 

Have you gotten to the point where you are just tired of "The Terrible T's, that you are just over them?" You are absolutely not alone. More and more investors find themselves in this predicament as they enter or enjoy retirement. 

Wait! What are The Terrible T's you ask?  The "T's" stand for tenants, turnover, taxes, toilets, teenagers, toddlers, and trash just to name a few.  Investors are often looking for solutions to The Terrible T's.  They want to get out of the day-to-day landlord headaches, but they do not want to get killed on taxes.  They often have a very large taxable gain after owning their rental properties over the years. 

Passive Investment Options 

There are a number of solutions to The Terrible T's and we will be unraveling this mystery over the next few months on Go Ahead, ASK! Podcast.  We decided to start with Net Lease Properties, often referred to as Triple Net Lease Properties or NNN Properties.  There are many other varieties here, including, but not limited to, Net, Double Net, Triple Net, Absolute Net Lease properties, and Ground Leases. 

The Exeter Group Unravels the Mystery of Net Lease Properties on Go Ahead, ASK! Podcast Ep. 13 with Bill Exeter, Chief Executive Officer, Exeter 1031 Exchange Services, LLC and his guest Joel Owens, President NNN Invest (www.nnninvest.com). 

Net Lease Properties 

Next Episode of Go Ahead, ASK! Podcast 

Join us on the next episode of Go Ahead, ASK Podcast as we unravel the mystery of  California Proposition 19 with Jordan Marks, Esq., Taxpayer Advocate, San Diego County Recorders/Assessors Office, and Tony Krvaric with Krvaric Capital.  You can email your Proposition 19 questions to ASK@exeterco.com or call (619) 239-3091 and we'll cover them on the Podcast.  

Unraveling the Mystery of Title Holding Trusts (Land Trusts) on Go Ahead, ASK!

Have you ever wondered how Walt Disney was able to acquire the real property needed in Florida to build Disneyworld without anyone knowing, or how individuals in the political, entertainment, law enforcement or business world can keep their ownership interests out of the public record?

There are many reasons why you might want or need to acquire, hold, exchange or sell real estate or personal property on a confidential and private basis.  People want privacy.  People want to keep their names and real and personal property out of the public domain for liability reasons.  

Title Holding Trusts (Land Trusts) Discussion 

Individuals, corporations and institutions can buy, hold, exchange and sell real estate and personal property on a confidential and private basis through the use of a Title Holding Trust (often referred to as an Illinois Land Trust, Florida Land Trust or just Land Trust).  

The Exeter Group Unravels the Mystery of Title Holding Trusts (Land Trusts) on Go Ahead, ASK! Podcast Ep. 12 with Bill Exeter, Chief Executive Officer, Exeter Trust Company. 

Title Holding Trusts (Land Trusts) 

Next Episode of Go Ahead, ASK! Podcast

Join us on the next episode of Go Ahead, ASK Podcast as we unravel the mystery of net lease properties or Triple Net Lease properties (NNN) with Joel Owen of NNNInvest.com.  You can email your questions to ASK@exeterco.com or call (619) 239-3091. 

Celebrate with Exeter 1031 Exchange Services, LLC on 15 years of business!

“If you build it, they will come.” 

It all started 15 years ago with an idea and one person, William "Bill" L. Exeter. His expertise in the field and passion for 1031 Exchanges started him on this journey. He added Maureen H. Brown to his team one week later on February 14, 2006, and the two of them have kept it growing ever since.

Despite The Great Recession of 2008 and the Coronavirus in 2020, the business stood strong and survived. Bill's and Maureen's hard work, dedication and perseverance paid off. They have built a strong group which now includes 19 full time team members here to serve you. 

They have continued to grow and build The Exeter Group of Companies, and on June 10, 2019, they added Exeter Trust Company to the family of companies which added the additional products and services of Self-Directed IRA’s, Self-Directed Individual 401(k) Plans, Title Holding Trusts (Land Trusts), Specialty Holding Escrows and Custody Services, all focused on Alternative Investments or non-traditional assets.  

Built To Endure - A Better Self-Directed Experience 

A better experience comes from knowing you’re working with a regulated trust company and not just a third-party administrator or processor. A regulated trust company that has the requisite experience and expertise in real estate transactions and closing/settlement processes as well as those products and services offered. One that can consult and collaborate with investors’ legal, tax and financial advisors. 

A firm with significant amounts of fidelity bond coverage, errors and omissions insurance and equity capital. Where trust administrators have decades of experience and have weathered the winds of change.  The Exeter Group of Companies is truly Build To Endure. 

Unraveling the Mystery of DSTs or Delaware Statutory Trusts on Go Ahead, ASK! Podcast

An Introduction to Delaware Statutory Trusts (DSTs)

One of the most difficult tasks involved in structuring and successfully completing a Tax Deferred Exchange transaction is locating and identifying suitable replacement property within the prescribed deadlines required under Section 1031 of the Internal Revenue Code.  

This is especially true in difficult real estate markets like today when you have limited available inventory on the market and must compete with multiple offers and bidding wars.  The 45 calendar day identification period is often not enough time to perform market research and adequate due diligence.  

Delaware Statutory Trust of DSTs 

One option that can take much of the risk out identifying potential replacement properties in a 1031 Exchange transaction is the Delaware Statutory Trust of DST.  The Exeter Group Unravels the Mystery of the Delaware Statutory Trusts on Go Ahead, ASK! Podcast. 

Delaware Statutory Trusts (DSTs) 

Next Episode of Go Ahead, ASK! Podcast 

Join us on the next episode of Go Ahead, ASK! Podcast as we unravel the mystery of Title Holding Trusts (Land Trusts).  You can email your questions to ASK@exeterco.com or call (619) 239-3091. 

Unraveling the Mystery of Self-Directed IRAs on Go Ahead, ASK! Podcast (SDIRAs)

An Introduction to Self-Directed IRAs (SDIRAs) 

There has always been lots of questions and confusion surrounding Self-Directed IRAs and Self-Directed Individual 401(k) Plans (often referred to as "SDIRAs" and "Solo-Ks).  The more common questions asked by those investors who are just learning about Self-Directed Retirement Accounts often include: 

• What is a Self-Directed IRA or Individual 401(k) Plan?
• What type of assets can my SDIRA invest in? 
• What are Alternative (Non-Traditional) Investments?
• How can I get started and investment with a SDIRA?  
• Which IRA Custodian is right for my investment goals? 
• Can I buy my personal residence inside of my SDIRA
• Can I loan money to myself or a family member?  

Investors often query 3 or 4 different advisors, brokers or financial institutions and walk away with 3 or 4 different answers.  These responses are often just the advisors' opinions and create contradictory and confusing guidance for many self-directed, do-it-yourself investors (DIYI).

Unraveling the Mystery of Self-Directed IRAs 

Self-Directed IRAs and Individual 401(k) Plans are powerful, tax-favored, strategic retirement saving and planning tools that every real estate investor should at least consider.  The Exeter Group Unravels the Mystery of Self-Directed IRAs and Individual 401(k) Plans on Go Ahead, ASK! Podcast with Bill Exeter, President and Chief Executive Officer, The Exeter Group of Companies, including Exeter Trust Company that serves as an IRA Custodian.  Join us now....

An Introduction to Self-Directed IRAs (SDIRAs) and Individual 401(k) Plans (Solo-Ks) 

Next Episode of Go Ahead, ASK! Podcast 

Join us on the next episode of Go Ahead, ASK! Podcast as we unravel the mystery of Title Holding Trusts (Land Trusts).  You can email your questions to ASK@exeterco.com or call (619) 239-3091. 

Failed 1031 Exchange Consequences and Strategies on Go Ahead, ASK! Podcast

1031 Exchanges Don't Always Work Out

Sometimes Tax Deferred Exchange transactions, usually referred to as 1031 Exchanges, just do not work out as planned.  It might be that you are unable to find any potential replacement properties that meet your financial goals and objectives, or that pass your due diligence requirements, or that pencil out from a cash flow perspective.  Or, it might be that you encounter unexpected financing challenges, clouds on legal title, or defects to the property. 

In any event, under certain circumstances like those mentioned above investors may not be able to complete their 1031 Exchange transaction.  What then? 

Failed 1031 Exchange Strategies 

What happens when you start a 1031 Exchange but you’re not able to complete your 1031 Exchange?  When is a failed 1031 Exchange taxable? 

The Exeter Group Unravels the Mystery of Failed 1031 Exchange Strategies with Bill Exeter, President and Chief Executive Officer, The Exeter Group of Companies.  Join us now....

Failed 1031 Exchange Consequences and Strategies 

Next Episode of Go Ahead, ASK! Podcast

Join us on the next episode of Go Ahead, ASK! Podcast as we unravel the mystery of Self-Directed IRAs and Self-Directed Individual 401(k) Plans.  You can email your questions to ASK@exeterco.com or call (619) 239-3091. 

Tax-Deferred and Tax-Exclusion Strategies Other Than 1031 Exchanges on Go Ahead, ASK! Podcast Ep. 08

1031 Exchange Often Best Strategy 

The 1031 Exchange is often the right tax-deferred strategy for investors to use when selling rental, investment or business use real property, but not always.  It's important to keep the other more common tax-deferred and tax-exclusion strategies in mind just in case they are more appropriate under certain circumstances. 

Other Tax-Deferred and Tax-Exclusion Strategies 

Investors need to at least be aware of Section 1033 Exchanges, Section 1034 Exchanges, Section 721 Contributions (upREITs), Section 121 Exclusions, Section 453 Installment Sales, Charitable Remainder Trusts (CRTs), and Delaware Statutory Trusts (DSTs).  

As with any income tax strategy, especially certain tax-deferred and tax-exclusion strategies for rental, investment or business use real estate, there is confusion surrounding the topic.  There are always lots of opinions that sound like fact.  

The Exeter Group Unravels the Mystery of Other Tax-Deferred and Tax-Exclusion Strategies that might be appropriate for investors under certain circumstances.  Join Lauren Speidel, Regional Manager and Bill Exeter, President and Chief Executive Officer, The Exeter Group now....

Tax-Deferred and Tax-Exclusion Strategies Other Than 1031 Exchanges

Qualified Opportunity Zone Investments with David Levinson on Go Ahead, ASK!

Tax Cuts and Jobs Act of 2017

The Tax Cuts and Jobs Act of 2017 (TCJA) created a new investment incentive program called the Qualified Opportunity Zone or QOZ.  Its purpose is to promote growth in economically challenged areas or "zones" by stimulating investment activity in those "zones."  

Qualified Opportunity Zones

There are approximately 8,700 "zones" that have been selected by the Governors of each state and then designated by the Federal government as Qualified Opportunity Zones within the United States.  

As with any new income tax strategy, especially the ones that are designed to stimulate economic investment activity, Qualified Opportunity Zone Investments create their own complexities and confusion. 

The Exeter Group Unravels the Mystery of Qualified Opportunity Zone Investments during an interview with David Levinson, American Trust Investment Services, on Go Ahead, ASK! 

Qualified Opportunity Zone Investments with David Levinson on Go Ahead, ASK! Podcast

Permissible vs. Non-Permissible 1031 Exchange Expenses on Go Ahead, ASK! Podcast Ep. 06

1031 Exchange transactions pursuant to Section 1031 of the Internal Revenue Code can be very complex and extremely confusing, especially to an investor that has never completed a 1031 Exchange transaction before.  The Exeter Group demystifies what qualifies as a permissible vs. non-permissible 1031 Exchange Expense and what the income tax consequences are on the Go Ahead, ASK! Podcast.  

We have been Unraveling the Mystery of 1031 Exchanges on the Go Ahead, ASK Podcast. We take a deeper dive on Episode 06 of Go Ahead, ASK! by The Exeter Group into closing costs, what is considered to be permissible vs. non-permissible for 1031 Exchange purposes, and how you can avoid triggering small amounts of taxable gain even on a successful 1031 Exchange. Join us now....

Go Ahead, ASK! Podcast by The Exeter Group.  Unraveling the Mystery of 1031 Exchanges - Permissible vs. Non-Permissible 1031 Exchange Expenses